What is Medpay And How Does it Work

Medical payments coverage is really three types of coverage. There’s PIP which is personal injury protection, MET pay which is medical payments, PIP disability, which covers your lost wages, and PIP death, which is in the unfortunate, situation where someone passes away in an accident. Each of those coverages are usually capped at about five thousand dollars and what it is is it’s a no fault coverage on your policy. And it’s usually very a minimum addition to your bill, but it’s incredibly important because what a lot of people don’t understand is a personal injury settlement with the at fault party may take months, sometimes even years to resolve.

They don’t pay the bills as you go. So what this coverage does is it allows whether you’re at fault of the accident or you’re not at fault, it gives five thousand dollars worth of medical bills that go towards the ambulance, the hospital, any PCP therapy, really with very little questions asked in the sense that they will that those bills will be taken care of immediately to help you and helps keep the collections and, other situations that get you in a bad spot while you’re waiting for a liability settlement to come.